Life Insurance

There are two approaches to use a Life Insurance Policy in your Planned Giving:

1) You can transfer ownership of the policy to the organization either paid-in-full or for which you continue making premium payments by way of donations to the organization.

2) You can designate the organization as a beneficiary of the proceeds of the life insurance policy.

Benefits of a Gift of Life Insurance

If transferring ownership, the transfer of the policy is a present donation for which a charitable deduction may be taken and each of your continued premium payments if applicable is considered a charitable contribution deductible to the full extent of the law.

You can continue to use financial accounts as long as you need them. Even after designating a beneficiary, you can continue to use your account and take distributions or withdrawals as needed.

It provides financial support to the causes you care about. It should reduce the tax impact on your estate.

Each approach is simple to arrange and, if naming an organization as a beneficiary, you can change your designations as often as needed.

How to Make a Beneficiary Designation

Contact your insurance agent or provider and ask them how to arrange the transfer of ownership of the policy or ask them to send you a new beneficiary form. Complete the form, sign it and mail it back as directed.

Donors who have already planned a gift to PROLIFE Across AMERICA using Life Insurance or will be making a Planned Gift using Life Insurance have the option of being enrolled in our Culture of Life Legacy Society. Please let us know of your plans by completing the Declaration of Support form.

Contact Us

If you have questions about leaving a beneficiary designation to PROLIFE Across AMERICA, please contact Dave at 612-781-0410 or email us at

This information is not intended as legal or tax advice. For such advice, please contact an attorney, tax advisor and/or financial advisor regarding your specific situation.